Say goodbye to 30-day trade terms

Midalia Credit is trade terms done better, giving you 3 months with nothing to pay, not even interest. With a Midalia Credit trade account, you get the freedom to repay early at any time at no extra cost. Apply online in 7 minutes.

Get better trade terms with Midalia Credit

Purchase steel roofing, fencing and more, on better terms, powered by Moula

Why Midalia Credit?

Pay nothing for 3 months

Stump up less cash, as you buy more materials, so you can start the job today.

Grow your business faster

Start generating revenue from business purchases before you start paying.

Improve cash flow

Spread your purchase into repayments, making larger purchases more affordable.

Applying is easy as 1, 2, 3

Apply online

Enter a few details about your business, and find out what credit limit you can access within 24 hours.

Purchase supplies

At the checkout, select Midalia Credit as your payment method, then approve the purchase online.

Enjoy simple repayments

Pay in monthly instalments, or repay early at any time to save on interest, without any fees or penalties.

Ready to apply?

Apply in 7 minutes and get a credit decision within 24 hours.
To be eligible, you’ll need the following:

  • An active ABN or ACN
  • 6+ months in business
  • $5,000+ in monthly turnover
Apply Now

Who is Moula?

Moula is committed to backing good business with finance solutions across lending and payments. Midalia Credit is provided by Moula Pay, which gives Australian SMEs access to better trade terms. Moula is rated 4.95 out of 5 on Trustpilot, based on 1500+ reviews. Learn more.

Commercial credit is provided by Moula Money Pty Ltd ABN 95 164 875 325 of Level 9, South Tower, 459 Collins Street, Melbourne VIC 3000 (“Moula”). Moula does not provide consumer credit as defined under the National Credit Code. Each purchase made using Moula Pay is interest free and does not require repayments for the first three months, with a total of 12 months to repay overall. Interest is charged at 3% per month after the interest free period. If the full balance of each purchase is repaid within the 3 month interest free period there will be no interest payable on that purchase. Additional repayments can be made at any time throughout the loan repayment period, without any fees or penalties. Applications are subject to Moula’s usual lending criteria and additional terms and conditions may apply. Find out more.